Better phone, better way. It’s the lease we could do.

Raylo is the clever new way to get the phone you want without having to own it. New or refurb, pay way less than you would on contract. And when you’re done, we’ll swap you to the newer model.
Don’t own it. Raylo it.
CHOOSE YOUR PHONE
iPhone 11
£25.99/month
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How it works

1
Choose your SIM-free phone.
It’s super quick and easy. We only do the best phones.
Pay a way lower monthly price.
The latest phone without having to own it.
2
And after 24 months, the choice is yours.
Apply to upgrade, keep your phone or leave us by returning your phone.
Find out more
3
24 month warranty included
Free next day delivery
SIM-free
30 day cancellations
Eco-friendly choice

Savings calculator

Don’t own it. Raylo it.

Who is your current network?
What phone do you want?
EE contract - Unlimited data
£79.00/month + £30.00 upfront
Raylo
£36.99/month + £0.00 upfront
Here's how to save £22.01/month:
1
Switch to a EE 50GB SIM-only contract for £20.00/month.
2
Lease your iPhone 11 Pro from Raylo for £36.99/month + £0.00 upfront.
You pay less. How do we do it?
1
Get the latest phone without having to own it (it’s a lease).
1
Your phone comes unlocked and SIM-free.
Pick your own tariff from your favourite network.
1
We’re hungrier and nimbler than the big dinosaurs.
Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 26th May 2020.
EE contract - Unlimited data
£59.00/month + £30.00 upfront
Raylo
£25.99/month + £0.00 upfront
Here's how to save £13.01/month:
1
Switch to a EE 50GB SIM-only contract for £20.00/month.
2
Lease your iPhone 11 from Raylo for £25.99/month + £0.00 upfront.
You pay less. How do we do it?
1
Get the latest phone without having to own it (it’s a lease).
1
Your phone comes unlocked and SIM-free.
Pick your own tariff from your favourite network.
1
We’re hungrier and nimbler than the big dinosaurs.
Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 26th May 2020.
What phone do you want?
O2 contract - 15GB
£73.66/month + £30.00 upfront
Raylo
£36.99/month + £0.00 upfront
Here's how to save £21.67/month:
1
Switch to a O2 20GB SIM-only contract for £15.00/month.
2
Lease your iPhone 11 Pro from Raylo for £36.99/month + £0.00 upfront.
You pay less. How do we do it?
1
Get the latest phone without having to own it (it’s a lease).
1
Your phone comes unlocked and SIM-free.
Pick your own tariff from your favourite network.
1
We’re hungrier and nimbler than the big dinosaurs.
Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 26th May 2020.
O2 contract - 15GB
£55.25/month + £30.00 upfront
Raylo
£25.99/month + £0.00 upfront
Here's how to save £14.26/month:
1
Switch to a O2 20GB SIM-only contract for £15.00/month.
2
Lease your iPhone 11 from Raylo for £25.99/month + £0.00 upfront.
You pay less. How do we do it?
1
Get the latest phone without having to own it (it’s a lease).
1
Your phone comes unlocked and SIM-free.
Pick your own tariff from your favourite network.
1
We’re hungrier and nimbler than the big dinosaurs.
Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 26th May 2020.
What phone do you want?
Vodafone contract - Unlimited data
£78.99/month + £29.00 upfront
Raylo
£36.99/month + £0.00 upfront
Here's how to save £22.00/month:
1
Switch to a Vodafone 60GB SIM-only contract for £20.00/month.
2
Lease your iPhone 11 Pro from Raylo for £36.99/month + £0.00 upfront.
You pay less. How do we do it?
1
Get the latest phone without having to own it (it’s a lease).
1
Your phone comes unlocked and SIM-free.
Pick your own tariff from your favourite network.
1
We’re hungrier and nimbler than the big dinosaurs.
Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 26th May 2020.
Vodafone contract - Unlimited data
£62.00/month + £29.99 upfront
Raylo
£25.99/month + £0.00 upfront
Here's how to save £16.01/month:
1
Switch to a Vodafone 60GB SIM-only contract for £20.00/month.
2
Lease your iPhone 11 from Raylo for £25.99/month + £0.00 upfront.
You pay less. How do we do it?
1
Get the latest phone without having to own it (it’s a lease).
1
Your phone comes unlocked and SIM-free.
Pick your own tariff from your favourite network.
1
We’re hungrier and nimbler than the big dinosaurs.
Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 26th May 2020.
What phone do you want?
Three contract - Unlimited data
£89.00/month + £0.00 upfront
Raylo
£36.99/month + £0.00 upfront
Here's how to save £38.01/month:
1
Switch to a Three 12GB SIM-only contract for £14.00/month.
2
Lease your iPhone 11 Pro from Raylo for £36.99/month + £0.00 upfront.
You pay less. How do we do it?
1
Get the latest phone without having to own it (it’s a lease).
1
Your phone comes unlocked and SIM-free.
Pick your own tariff from your favourite network.
1
We’re hungrier and nimbler than the big dinosaurs.
Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 26th May 2020.
Three contract - Unlimited data
£75.00/month + £30.00 upfront
Raylo
£25.99/month + £0.00 upfront
Here's how to save £22.26/month:
1
Switch to a Three 12GB SIM-only contract for £14.00/month.
2
Lease your iPhone 11 from Raylo for £25.99/month + £0.00 upfront.
You pay less. How do we do it?
1
Get the latest phone without having to own it (it’s a lease).
1
Your phone comes unlocked and SIM-free.
Pick your own tariff from your favourite network.
1
We’re hungrier and nimbler than the big dinosaurs.
Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 26th May 2020.

More reasons to Raylo

Wow service
Our UK based team works super hard. Check our reviews.
Top notch accessories
Free case and screen protector that you’ll actually want to use.
Greener too
Our refurb and reuse approach means that every phone gets as many lives as possible.
Peace of mind
Great insurance cover from just £6.99/month. Underwritten by AXA, made simple by Raylo.

Only the best phones

SIM-free iPhone 11 Pro

Brand new

FROM £36.99/MONTH

SIM-free iPhone 11

Brand new

FROM £25.99/MONTH

SIM-free iPhone X

Refurbished

FROM £14.99/MONTH

FAQS

Do our phones come with a SIM?

No. All our iPhones are both SIM free and unlocked, meaning they come without a SIM card, and will work on all networks. All you have to do is pop in your SIM and you're good to go.

Click here for more information.

Can I cancel before 24 months?

It's free to cancel within the first 30 days of your order. You just need to let us know and send the phone back unopened and unused.

If you have used the phone or want to cancel after 30 days there will be an Early Termination Charge. Click here for information.


Can I keep the phone after 24 months?

We designed Raylo for you to return your phone to us after 24 months, so we can find it a new home and keep your monthly payments as low as possible. Under the terms of your subscription you do not own your phone. If you keep it you will need to pay us a fee. For more info click here

If you want to purchase the phone, which would enable you to sell it or give it to somebody else, please contact us to discuss.


Are Raylo’s iPhones new?

Raylo’s iPhone 11, iPhone 11 Pro and iPhone 11 Pro Max are brand new.


Raylo’s iPhone X  is Certified Refurbished.


Clear distinction is made between these throughout the website, you’ll find all refurbished phones are clearly labelled with ”Refurbished” and new phones labelled with “Brand new”


Do you do a credit check?

Yes.

We run credit checks on all of our customers, as we need to ensure the monthly
payments are affordable and to protect against fraud. We believe this is the responsible
thing to do for our customers and Raylo.

For further information click here. 

What is Raylo insurance?

Protect your phone with one of the best insurance options around. Underwritten by AXA, developed by Raylo for simple, high-quality, low-cost worldwide cover – plus rapid repairs for accidental damage. Click here for further information.

Any more questions?

Check out our help centre or contact us via phone, email or webchat.