Apple Watch Pay Monthly

4.5 stars across 26,000+ Trustpilot reviews. Thousands are joining Raylo every month.

Get the latest Apple Watch, pay monthly, with no upfront cost. Raylo is rated 4.5 stars from over 26,000 Trustpilot reviews.

Why pay full price for a new Apple Watch, or stick with an older model that’s falling behind? With Raylo, you subscribe instead, whether you want an Apple Watch for exercise, an Apple Watch for running, or just to stay connected day to day.

Signing up is quick too, with a soft credit check that won’t affect your score.

Why more people are paying monthly for their Apple Watch with Raylo

Looking to lease an Apple Watch in the UK?

Apple’s Upgrade Programme, which lets US customers pay monthly for an Apple Watch and hand it back, upgrade or keep it, hasn’t launched in the UK. Raylo offers UK customers the same idea today: subscribe, then extend and save, upgrade to the newest Apple Watch, or send it back when your term ends.

Flexible terms, easy upgrades

Pick Monthly Rolling, or 12, 24 or 36 months. When your term ends, extend and save, upgrade to the newest Apple Watch, or send it back.

Low, fixed monthly costs, no surprises

Raylo’s pay monthly Apple Watch subscriptions are low, fixed and transparent, with no big upfront hit and no hidden fees. Refurbished Apple Watch models are available at lower monthly prices.

More sustainable than buying new

Every returned Apple Watch is refurbished and reused, cutting e-waste through circularity. Choose a refurbished Apple Watch and pay less each month.

Lifetime warranty, built in

Every Apple Watch comes with free cover for technical faults, plus optional insurance from a few pounds a month for extra protection.

Changed your mind? No problem

You’ve got 14 days to return your Apple Watch free of charge.

Looking for Apple Watch pay monthly deals?

Raylo gives you access to the full Apple Watch pay monthly range - from Apple Watch SE to Apple Watch Ultra - with no upfront cost and no long contract. A straightforward alternative to Apple Watch finance, smartwatch contracts or buy now pay later.

Black Friday Apple Watch - subscribe instead of waiting

Black Friday Apple Watch deals are popular every November, but stock is limited and discounts vary. Get the Apple Watch pay monthly with Raylo today, pay nothing upfront, and upgrade when the next model launches. No need to wait until November.