You've been referred by ...

Order today and you'll both get a . T&Cs apply. Raylo is the clever new way to get the phone you want without having to own it. New or refurb, pay way less than you would on contract. And when you’re done, we’ll swap you to the newer model.
Don’t own it. Raylo it.
CHOOSE YOUR PHONE

We cannot find your referrer

    Please check the link and try again.
    Galaxy S21

    How it works

    1
    Choose the phone and term you want
    We only do the best phones – and they all come SIM-free.
    Pick a 12 or 24 month term.
    Pay way less every month
    Get the latest phone the smarter way.
    Don't own it. Raylo it.
    Use Raylo Trade In to get cashback every month.
    2
    Upgrade time
    At the end of your term, the choice is yours.
    Apply for a free upgrade, keep your phone or leave us by returning your phone.
    Find out more
    3
    24 month warranty included
    Free next day delivery
    SIM-free
    30 day cancellations
    Eco-friendly choice

    Savings calculator

    Don’t own it. Raylo it.

    Who is your current network?
    What phone do you want?
    EE contract - Unlimited data
    £70.00/month + £30 upfront
    Raylo
    £25.99/month + £0.00 upfront
    Here's how to save £24.01/month + £30 upfront:
    1
    Switch to a EE 100GB SIM-only contract for £20.00/month.
    2
    Lease your iPhone 12 from Raylo for £25.99/month + £0.00 upfront.
    You pay less. How do we do it?
    1
    Get the latest phone without having to own it (it’s a lease).
    1
    Your phone comes unlocked and SIM-free.
    Pick your own tariff from your favourite network.
    1
    We’re hungrier and nimbler than the big dinosaurs.
    Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 31st December 2020.
    EE contract - Unlimited
    £82.00/month + £30.00 upfront
    Raylo
    £37.99/month + £0.00 upfront
    Here's how to save £24.01/month + £30.00 upfront:
    1
    Switch to a EE 100GB SIM-only contract for £20.00/month.
    2
    Lease your iPhone 12 Pro Max from Raylo for £37.99/month + £0.00 upfront.
    You pay less. How do we do it?
    1
    Get the latest phone without having to own it (it’s a lease).
    1
    Your phone comes unlocked and SIM-free.
    Pick your own tariff from your favourite network.
    1
    We’re hungrier and nimbler than the big dinosaurs.
    Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 31st December 2020.
    What phone do you want?
    O2 contract - 15GB
    £58.05/month + £30.00 upfront
    Raylo
    £25.99/month + £0.00 upfront
    Here's how to save £20.06/month + £30.00 upfront:
    1
    Switch to a O2 12GB SIM-only contract for £12.00/month.
    2
    Lease your iPhone 12 from Raylo for £25.99/month + £0.00 upfront.
    You pay less. How do we do it?
    1
    Get the latest phone without having to own it (it’s a lease).
    1
    Your phone comes unlocked and SIM-free.
    Pick your own tariff from your favourite network.
    1
    We’re hungrier and nimbler than the big dinosaurs.
    Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 31st December 2020.
    O2 contract - 15GB
    £72.00/month + £30.00 upfront
    Raylo
    £37.99/month + £0.00 upfront
    Here's how to save £22.01/month + £30.00 upfront:
    1
    Switch to a O2 12GB SIM-only contract for £12.00/month.
    2
    Lease your iPhone 12 Pro Max from Raylo for £37.99/month + £0.00 upfront.
    You pay less. How do we do it?
    1
    Get the latest phone without having to own it (it’s a lease).
    1
    Your phone comes unlocked and SIM-free.
    Pick your own tariff from your favourite network.
    1
    We’re hungrier and nimbler than the big dinosaurs.
    Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 31st December 2020.
    What phone do you want?
    Vodafone contract - Unlimited
    £66.00/month + £19.00 upfront
    Raylo
    £25.99/month + £0.00 upfront
    Here's how to save £24.00/month + £19.00 upfront:
    1
    Switch to a Vodafone 100GB SIM-only contract for £19.00/month.
    2
    Lease your iPhone 12 from Raylo for £25.99/month + £0.00 upfront.
    You pay less. How do we do it?
    1
    Get the latest phone without having to own it (it’s a lease).
    1
    Your phone comes unlocked and SIM-free.
    Pick your own tariff from your favourite network.
    1
    We’re hungrier and nimbler than the big dinosaurs.
    Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 31st December 2020.
    Vodafone contract - Unlimited
    £78.00/month + £29.00 upfront
    Raylo
    £37.99/month + £0.00 upfront
    Here's how to save £22.00/month + £29.00 upfront:
    1
    Switch to a Vodafone 40GB SIM-only contract for £18.00/month.
    2
    Lease your iPhone 12 Pro Max from Raylo for £37.99/month + £0.00 upfront.
    You pay less. How do we do it?
    1
    Get the latest phone without having to own it (it’s a lease).
    1
    Your phone comes unlocked and SIM-free.
    Pick your own tariff from your favourite network.
    1
    We’re hungrier and nimbler than the big dinosaurs.
    Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 31st December 2020.
    What phone do you want?
    Three contract - Unlimited
    £64.00/month + £00.00 upfront
    Raylo
    £25.99/month + £0.00 upfront
    Here's how to save £26.01/month + £00.00 upfront:
    1
    Switch to a Three 12GB SIM-only contract for £12.00/month.
    2
    Lease your iPhone 12 from Raylo for £25.99/month + £0.00 upfront.
    You pay less. How do we do it?
    1
    Get the latest phone without having to own it (it’s a lease).
    1
    Your phone comes unlocked and SIM-free.
    Pick your own tariff from your favourite network.
    1
    We’re hungrier and nimbler than the big dinosaurs.
    Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 31st December 2020.
    Three contract - Unlimited
    £96.00/month + £0.00 upfront
    Raylo
    £37.99/month + £0.00 upfront
    Here's how to save £46.01/month + £0.00 upfront:
    1
    Switch to a Three 12GB SIM-only contract for £12.00/month.
    2
    Lease your iPhone 12 Pro Max from Raylo for £37.99/month + £0.00 upfront.
    You pay less. How do we do it?
    1
    Get the latest phone without having to own it (it’s a lease).
    1
    Your phone comes unlocked and SIM-free.
    Pick your own tariff from your favourite network.
    1
    We’re hungrier and nimbler than the big dinosaurs.
    Prices selected from the best deals for a 24 month contract on each network’s official website with the lowest possible upfront and at least 10GB of data. With Raylo you don't own the phone. All prices correct as of 31st December 2020.
    4.8 stars across 1000+ Trustpilot reviews. Thousands are joining Raylo every month.

    More reasons to Raylo

    Wow service
    Our UK based team works super hard. Check our reviews.
    Top notch accessories
    Free case and screen protector that you’ll actually want to use.
    Greener too
    Our refurb and reuse approach means that every phone gets as many lives as possible.
    Peace of mind
    Great insurance cover from just £4.99/month. Underwritten by AXA, made simple by Raylo.

    Only the best phones

    Brand new Galaxy S21

    SIM-free

    From £27.99/mo
    Refurbished iPhone XR

    SIM-free

    From £12.99/mo
    Refurbished iPhone XS

    SIM-free

    From £14.99/mo
    Refurbished iPhone XS Max

    SIM-free

    From £16.99/mo
    Brand new iPhone 12

    SIM-free

    From £22.99/mo
    Brand new iPhone 12 Pro

    SIM-free

    From £34.99/mo
    Brand new iPhone 12 Pro Max

    SIM-free

    From £37.99/mo

    FAQS

    Do our phones come with a SIM?

    No. All our phones are both SIM free and unlocked, meaning they come without a SIM card, and will work on all networks. All you have to do is pop in your SIM and you're good to go.

    Click here for more information.

    How do I cancel?

    It's free to cancel within the first 30 days of your order. You just need to let us know and send the phone back unopened and unused.

    If you have used the phone or want to cancel after 30 days but before your term ends there will be an Early Termination Charge. Click here for information.

    If your term has ended you can cancel for no charge by returning your phone.


    Can I keep the phone after the term has ended?

    When you order, you choose a lease term of 12 or 24 months.

    Here are your choices at the end of this term.

    Upgrade

    Apply for the a new phone of your choice with no upgrade fee. We’ll send it to you and you have 14 days to return the old one.


    Keep

    Hey, if you’re happy with the phone you’ve been using, then just carry on paying monthly or pay a one off non-return fee.

    If you want to purchase the phone, which would enable you to sell it or give it to somebody else, please contact us to discuss.


    Cancel

    Hand the phone back and sail off into the sunset

    Are Raylo’s phones new?

    Raylo’s iPhone 12 mini, iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max, Galaxy S21, Galaxy S21+, Galaxy S21 Ultra are brand new.


    Raylo’s iPhone XS Max, iPhone XS, iPhone XR are Certified Refurbished.


    Clear distinction is made between these throughout the website, you’ll find all refurbished phones are clearly labelled with ”Refurbished” and new phones labelled with “Brand new”


    Do you do a credit check?

    Yes.

    We run credit checks on all of our customers, as we need to ensure the monthly payments are affordable and to protect against fraud. We believe this is the responsible thing to do for our customers and Raylo.

    For further information click here. 

    What is Raylo insurance?

    Protect your phone with one of the best insurance options around. Underwritten by AXA, developed by Raylo for simple, high-quality, low-cost worldwide cover – plus rapid repairs for accidental damage. Click here for further information.

    Any more questions?

    Check out our help centre or contact us via phone, email or webchat.